Hello Fellow Yuneec Pilot!
Join our free Yuneec community and remove this annoying banner!
Sign up

AMA to Offer Commercial Insurance?

Ty Pilot

One Hexy Pilot
Premium Pilot
Joined
Feb 24, 2017
Messages
2,997
Reaction score
3,185
Location
Central Florida
Website
copperdawg.com
I was thumbing through this month's AMA rag and came across an ad for Insurance for Commercial Operators, yes - by the AMA. They will offer liability only or with hull insurance with policies up to 2 million.

When I went to the web page and filled out the form to get a quote, the link to get a quote was not operational just yet. Will be following up to see if they are competitive.

AMADRONEINSURANCE.COM

Found it interesting that once again they are using a Yuneec product in the ad.

Insure.jpg
 
AMA has offered insurance for Part 107 operators for about 18 months now. You must be an AMA member. Last I looked they do not offer hull insurance, just liability.
 
I must have missed any of the previous ads as I am AMA and do look through the magazines. But for sure if you click the link you'll see they have added Hull insurance which is what I found most interesting. This is from that link if you scroll down a little.




Insure2.jpg
 
They had to do something for the commercial sector or many would have done, and did, as I did, drop membership. Not too many reasons for commercial operators to maintain membership in an organization that offered insurance only to recreational operators.

As things currently stand most commercial insured operators will be paying an additional fee to be an AMA member with the only tangible benefit the monthly magazine. The commercial insurance they already possess covers 100% of their flight activities. For them the additional $65.00-$75.00/year for AMA membership serves little purpose unless the AMA’s commercial coverage cost is low enough to offset 100%+ of the membership dues.

How many commercial multirotor operators actually fly their rigs at AMA flying sites in their off time?
 
They had to do something for the commercial sector or many would have done, and did, as I did, drop membership. Not too many reasons for commercial operators to maintain membership in an organization that offered insurance only to recreational operators.

I, and many other members, who thought the AMA was, and is, an organization aimed at recreational model aircraft wondered why they are offering commercial insurance.

If you are already an AMA member due to flying model airplanes and want easy insurance for 107 flying, then it might make sense. But to join with no interest in recreational flying makes little sense.
 
  • Like
Reactions: WernerJB
No reason to wonder, it was and is all about obtaining more $$. Someone’s hoping for a salary increase.
 
I am one of those oddities. I was an AMA member for many years and an active RCer up until the mid 2000s. I dropped my AMA membership and never looked back until last year when I found a cool place to fly (multirotors) right up the street, the only caveat was, it was an AMA field, so once again I joined the AMA to have a place to fly. At this point that field is going away so I may not re-up unless the Insurance is a great deal.
 
Since these programs are proposed and approved by the non-paid Executive Council that logic breaks down. I think the EC is desperate to attract/retain members. They have only recently discovered that the average member feels like they have been abandoned in favor of MR folks.

AMA is bending over backwards to appease the MR crowd. For example, every single AMA Special Interest Group (SIG) has been required to have all their members be AMA members far as long as I can recall (Been a member for 52 years). Along comes MultiGP, a drone racing group, and suddenly AMA does not require this of them, yet still requires it of every other AMA SIG.
 
I was only with the AMA a bit over 40 years, letting them go in 2017. In 2005 I initiated and maintained a continuous dialog with a member of the Executive Council with constant updates about NAS and UAV regulatory intent info from the corporate aerospace sector, with none of it acted upon until it was too late for them to do anything to influence the course of government. They were very late to the party when they were allowed to attend the first ARC committee, as a silent attendee. Since 2017 I haven’t followed that close as it was apparent they were not working in our best interests, being more interested in preserving their future as a non profit. There’s big money being a non profit organization.

You have to admit, until fairly recently they treated the multirotor sector like a red headed step child from the wrong side of the tracks. They did the same with Giant Scale 3D until it became apparent the rapid growth of that sector was not going to abate. Took them longer to accept multirotors.
 
Last edited:
The perspective that many of my soaring and giant scale friends had was that the AMA was catering to the MR crowd. At first they ignored the commercial MR crowd, which I had no issue with since the AMA is supposed to a recreational hobby model airplane oriented organization.

Starting about 5 years ago the AMA show in Ontario (now Pomona) has slowly turned into the drone show. More and more drones, fewer and fewer models. Frankly, AMA has lost all direction. They know they are in trouble and are trying everything they can to stay relevant. In an attempt to appease the model airplane guys they are basically telling them to ignore the new FAA rules and keep flying as before. Compliance with 400 foot cap is near zero. I still belong for the sole reason that I like to fly soaring contests, and they all require AMA, as does the main club I fly my larger power planes at. AMA is foundering and are grasping at any straws they can, including offering commercial drone insurance.
 
Although I know our opinions differ on this particular subject, ignoring and abandoning the commercial multirotor sector was an area they failed miserably. Admittedly, the AMA focus was originally intended for amateur and model competition but the market was changing significantly between 2005 and 2008.

The FAA was, and still is, being leveraged to make regulatory changes to favor the mega aerospace, government/commercial UAV sector and to do that the aero modeling sector was going to be sacrificed to accomplish their desires. The first shots fired were directed at small commercial UAS operators to get them out of the air well before the regulations had been created giving the FAA authority over them. If you recall, the 333 process was not created until well after the FAA sent out threatening letters to sUAS operators and the companies contracting with them, using fear of possible future prosecution, which in turn caused cancellation of contracts and bankruptcy of established commercial drone operators. This in when, instead of recognizing what was happening to commercial operators could and would happen to them, they turned their backs on the commercial modeling sector pretty much stating it wasn’t their problem as they only dealt with the “amateur” sector. The opportunity to make changes for the long term benefit of aero modelers, and the AMA, was completely missed. Also missed was the opportunity to create a new separate organization where political lobbying would be permitted.

They refused to recognize that every competitive event where cash and goods were awarded were commercial enterprises. Manufacturer reps that were paid to fly to promote product were commercial operators. They made their living flying RC and if that doesn’t define “commercial” I don’t know what does. Sponsors providing prizes in cash and product as advertising were in effect encouraging commercial modeling activity. Events like the Tucson Aerobatic Shootout, Florida Jets, and earlier Circus Circus sponsored events were pure commercial endeavors. Sure, they had the outward appearance of advancing RC aero capabilities but the primary reason for holding those events was money. Yet the AMA supported them, and still do.

That point in time when it became evident the FAA was going to expand their control of airspace to provide better access for corporate aerospace is when the AMA should have had the foresight to recognize that what was being done to commercial operators could, and did, “trickle down” to the recreational level. At that point in time the AMA should have embraced the commercial sUAS sector as the AMA had been indirectly been supporting them for years by allowing, if not actually promoting, the commercial aspects of modeling through manufacturer sponsorships, contest awards that used cash and product instead of medals and trophies, while accepting a considerable flow of advertising dollars from manufacturers and distributors. Let’s face it, much of the AMA management was and is made up of RC manufacturers. They have been commercial for a long, long time, employing semantics to create and sustain a false image of recreational amateur.

Martin Neimoller once wrote about how the people of Germany allowed WWII to happen through their apathy. “First they came for the Socialists...”. The path he described is pretty much how the AMA reacted to government control of aero modeling. They didn’t even bother to lend support to the guy that single handedly took on the FAA over the registration of models and modelers.
 
Last edited:
  • Like
Reactions: Ty Pilot
If the AMA is telling members to ignore FAA rules perhaps there’s still some hope for giant scale flyers. Digging through my engine stash the other day I found a pair of new DA100’s and a new 3W110. Not to mention numerous new ignitions, DA top ends, DA100 case, reverse rotation ignition sensors, and other parts. There’s even a 3W twin spark ignition. With luck they still have some resale value.
 
I spoke with the insurance broker handling the AMA policy. $500,000 policy is $400/year, $1,000,000 is $500/year and $2,000,000 is $900.00 year. I haven't found anything else as competitive. They will be emailing out a policy for me to review this week.

I'll post a PDF copy of it when I get it.
 
  • Like
Reactions: WernerJB
Good question. The policy covers any of your UAS’s, don’t care how many if single pilot. If you want Hull insurance it’s 7% of the cost of the UAV.
 
Good question. The policy covers any of your UAS’s, don’t care how many if single pilot. If you want Hull insurance it’s 7% of the cost of the UAV.
So basically you could add hull to any of the prices you laid out for an extra 140 a year? If so that is a very good deal. Look forward to seeing the fine print.
 
I spoke with the insurance broker handling the AMA policy. $500,000 policy is $400/year, $1,000,000 is $500/year and $2,000,000 is $900.00 year. I haven't found anything else as competitive. They will be emailing out a policy for me to review this week.

I'll post a PDF copy of it when I get it.
I always thought that things were more expensive here in the U.K. than the U.S.A. The above clearly shows that i'm wrong. For example, I know that it is possible to get commercial drone insurance for about £415/year that gives £1.000.000 (million) cover over all the aircraft listed in the Operations Manual. The cover is for the entire aircraft which includes theft, acts of terrorism, confiscation by authorities, data protection, any computer equipment used as part of a drone business, litigation, other equipment associated with the drone business. This list is not exhaustive...I could go on.
 
  • Like
Reactions: Caiolinn2015

New Posts

Members online

Forum statistics

Threads
20,982
Messages
241,861
Members
27,410
Latest member
Smyers